Small Business Loan
Secure Your Business’s Future with Our Flexible Commercial Loans.
Commercial Demand Loan
Take a First Citizens Small Business loan and benefit from:
- No payment for up to 2 months
- Low interest rates
- Affordable monthly payments
- Up to 100% financing*
Subject to normal lending criteria. Special terms and conditions apply.
Commercial Vehicle Loan
For commercial and non-commercial use:
- No payment for up to 2 Months
- VAT inclusive financing
- Low interest rates
- Affordable monthly payments
- Flexible financing options
- Up to 100% financing for non-commercial use (Purchased for Director, Owner or Sole Trader)
- Up to 90% financing for commercial use for new vehicles
- Up to 80% financing for commercial use for used vehicles
Subject to normal lending criteria. Special terms and conditions apply
Commercial Mortgage
- Low interest rates
- Affordable monthly payments
- No payment for up to 2 Months
- Sustainable energy specials
Subject to normal lending criteria. Special terms and conditions apply
Terms and Conditions
– Subject to normal lending criteria. Special terms and conditions apply
Disclaimer
Here are some important details about our Commercial Loan Offers:
– Commercial Loan Offer period – January 3rd, 2024 to December 31st, 2024.
– Repayment periods* can vary – less than 1 year to a maximum of 20 years.
– Interest rates* can vary from 4.50% to 11.50%.
– Commercial Loan fees* can vary and may include – the Bank’s Negotiation Fee, Credit Checks Fees, and Legal Fees.
– All commercial loans are subject to final approval and acceptance of our terms and conditions*.
*Actual interest rates and loan terms will vary based on factors such as (but not limited to) loan amount, loan purpose, down payment, credit history, cash flow, ability to repay, security/ collateral, current prime lending rate.
