Commentary

January 13, 2025

Market Review: Fourth Quarter of 2024

Maritza Ferreira Ramdeen, Manager – Investment Research, Research & Analytics

Commentary

January 6, 2025

Sovereign Wealth Funds – Saving for a Rainy Day

By: Vangie Bhagoo-Ramrattan – Head, First Citizens Economic Research Unit

Commentary

December 30, 2024

Dividend Distribution-In-Kind

By Adrian Mohammed, Senior Investment Analyst – Investment Research

Commentary

December 9, 2024

‘Disinversion’ of the United States Yield Curve

By Rochelle Parris – Investment Analyst, Research & Analytics

Commentary

December 2, 2024

Money Laundering In the Caribbean

By: Dietrich Mohammed – Senior Economic Analyst, First Citizens Economic Research Unit

Commentary

November 18, 2024

US 2024 Elections and what is means for the Financial Markets

Maritza Ferreira Ramdeen, Manager – Investment Research, Research & Analytics

Commentary

November 5, 2024

Geopolitical Fragmentation

Prepared by: Anjanie Lall, Research Officer – Economic Research Unit

Commentary

October 28, 2024

Waiting to Exhale The Trinidad and Tobago Economy

By: Vangie Bhagoo-Ramrattan -Head, Economic Research Unit

Commentary

October 21, 2024

Market Review: Third Quarter of 2024

Maritza Ferreira Ramdeen, Manager – Investment Research, Research & Analytics

Commentary

October 14, 2024

How Regulatory Changes Affect the Investment Landscape

By: Sudesh Narine – Investment Analyst, Research and Analytics

Commentary

October 4, 2024

Summary of the GORTT 2024/25 Budget

Prepared by First Citizens Economic Research Unit

Commentary

October 1, 2024

Age of Change: Economic and Workforce Implications of Aging in LATAM and the Caribbean

By: Shania Taylor Economic Analyst First Citizens Economic Research Unit

Commentary

September 23, 2024

Initial Public Offerings (IPOs): An Introduction and How to Invest

By: Nia Gurahoo – Investment Analyst, Research & Analytics

Commentary

August 19, 2024

Can The End of Extreme Poverty in the Caribbean Be Achieved By 2030?

By: Tia Lee – UWI Intern, First Citizens Economic Research Unit

Commentary

August 12, 2024

Food Security in the Caribbean

By: Dietrich Mohammed – Senior Economic Analyst, First Citizens Economic Research Unit

Commentary

August 5, 2024

Prolonging High Interest Rates – Impact on Small-Caps

By: Rochelle Parris – Investment Analyst, Research & Analytics

Commentary

July 22, 2024

Market Review: First Quarter of 2024

By: Maritza Ferreira Ramdeen Manager – Investment Research, Research & Analytics

Commentary

July 8, 2024

Can Nearshoring Reshape Latin America and the Caribbean’s Economic Landscape?

By: Saraya Ganesh, Economic Analyst – First Citizens Economic Research Unit

Commentary

June 17, 2024

Understanding Settlement Dates

By Adrian Mohammed Senior Investment Analyst – Investment Research

Commentary

June 11, 2024

Cricket Lovely Cricket!

By: Vangie Bhagoo-Ramrattan Head, Economic Research Unit First Citizens

Commentary

Command	What it does
BAL	Retrieve balance for default account
BAL <Insert Nickname> For Example: BAL Sav1	Retrieve balance on a registered account using account nickname
BAL ALL	Retrieve balance for all registered account
HIST	Retrieve list of the 10 most recent transactions posted on default registered account
HIST <Insert Nickname> For Example: HIST Sav1	Retrieve list of the 10 most recent transactions posted on a registered account using a nickname
HIST d, from <date> to <date> For Example: HIST d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on default registered account with date range specified, (maximum of 10 transactions)
HIST <nickname> d, from <date> to <date> For Example: HIST Sav1 d, from 04-05-2020 to 06-05-2020	Retrieve list of posted transactions on a registered account using account nickname, within the date range specified,(maximum of 10 transactions)
HIST c, from <low cheque number > to <high cheque number> For Example: Hist c, from 200 to 205	Retrieve list of posted cheques on your default registered account, within the cheque range number range specified
HIST <nickname> c, from <low cheque number > to <high cheque number> For Example: Hist Chq1 c, from 200 to 205	Retrieve list of the posted cheques on your registered account, with a nickname, within the cheque number range specified
RTRA	Retrieve list of the 3 most recent posted transfers from your default registered account
RTRA <nickname> For Example: RTRA sav1	Retrieve a list of the 3 most recent posted transfers from your registered account with a nickname
RTRA ALL	Retrieve a list of the 3 most recent posted transfers from all your registered accounts
TRAN <nickname1> <nickname2> Amount For Example: tran ck1 ck2 100	Transfer amount between accounts using nicknames
TRAN <nickname1> <Amount> For Example: tran ck2 500	Transfer amount from the default registered account to the specified registered account using the nickname
TRAN <nickname1> <Amount> <Date> For Example: tran ck2 500 04-10-2020	Transfer amount from the default registered account to the specified registered account with the nickname, for a scheduled future date.
TRAN <nickname1> <nickname2> <Amount> <Date> For Example: tran sav1 ck1 500 04-10-2020	Transfer stated amount from a registered specified nicknamed account to a second registered nicknamed account, for a scheduled future date.
HELP BAL	Retrieve information on the format of the balance commands
HELP TRAN	Retrieve information on the format of the Transfer commands
HELP RTRA	Retrieve information on the format of the Recent Transfers commands
HELP HIST	Retrieve information on the format of the Account History commands
HELP	Retrieve information on the format of the Help command
STOP	Unsubscribe your mobile device from receiving First Citizens SMS Alert messages

Market Review: Fourth Quarter of 2024

Sovereign Wealth Funds – Saving for a Rainy Day

Dividend Distribution-In-Kind

‘Disinversion’ of the United States Yield Curve

Money Laundering In the Caribbean

US 2024 Elections and what is means for the Financial Markets

Geopolitical Fragmentation

Waiting to Exhale The Trinidad and Tobago Economy

Market Review: Third Quarter of 2024

How Regulatory Changes Affect the Investment Landscape

Summary of the GORTT 2024/25 Budget

Age of Change: Economic and Workforce Implications of Aging in LATAM and the Caribbean

Initial Public Offerings (IPOs): An Introduction and How to Invest

Can The End of Extreme Poverty in the Caribbean Be Achieved By 2030?

Food Security in the Caribbean

Prolonging High Interest Rates – Impact on Small-Caps

Market Review: First Quarter of 2024

Can Nearshoring Reshape Latin America and the Caribbean’s Economic Landscape?

Understanding Settlement Dates

Cricket Lovely Cricket!

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