Terms and Conditions

The following definitions apply to these Terms and Conditions:

“Cardholder” refers to the Primary cardholder of an Eligible Credit Card

“Promotional Period” refers to the period from April 2^nd to June 11^th, 2025, inclusive.

“Eligible” refers to qualification to participate in this promotion.

“Eligible Purchases/ Transaction” refers to any purchase of goods and/ or services utilizing an Eligible Credit Card but does not include any purchase/ transaction attributable to business activity or which falls outside of the purpose for which the credit card was issued by the Bank.

“Good standing” refers to a credit card account which is active and remains within its approved limit and maintains up to date payments status throughout the Promotional Period.   

“Eligible Credit Cards” refers to First Citizens Bank Limited issued personal VISA credit cards.

How to Participate/Draw Prize:

Earn one (1) entry on every local purchase made during the campaign period. On the third local purchase made during the campaign period earn one (1) additional chance to win. Earn an extra two (2) entries on your local purchases after reaching the 5^th transaction. Earn an extra five (5) entries on your local purchases after reaching the 8^th transaction. Earn an extra six (6) entries on your local purchases after your 10^th transaction.  Earn double points at every milestone when you shop at supermarkets, pharmacies or pay utilities.

There is no limit to the number of entries a cardholder may receive during the promotional period.

The Prize

Grand Prize

Hyatt Regency Suite

• A three-days and two nights stay at the Hyatt Regency
• Concierge check-in with complimentary cocktail
• Breakfast included
• Signature celebration treatments at Spa Esencia at the Hyatt
• Additional meals covered (2 dinners and lunch at Hotel Restaurant)
• Curated Gift Box from Green Monkey Chocolatier
• Bouquet of flowers

Additional Prizes

• Dinner at Arazzi/Amara/Meena House (Trinidad)
• Dinner at Stone Haven Villas/Waves Restaurant/ The Seahorse Inn (Tobago)
• Day Pass at the Hyatt Regency including Spa treatment (Trinidad)
• Spa treatment (Tobago)
• Custom design from esteemed fashion designer Aaron Moneer valued at $3,500TTD

Eligibility

This Promotion is open to legal residents of Trinidad and Tobago who are eighteen (18) years or older and holders of Eligible Credit Cards in Good-Standing. Cardholders who are employees of the First Citizens Group, their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household of any of these employees are not eligible to participate in this Promotion.

Draw Prize

The prize draw will take place on June 26^th, 2025.

Notification of Winners/ Prize Claim

The winners will be contacted via telephone utilizing his/her contact number contained in the Bank’s records. If the Bank is unable to establish contact with the winners by telephone within two (2) business days of the draw date, another winner will be drawn. The Bank shall not be under any obligation to make more than one attempt to contact any subsequent winners selected after the first draw.

Once contacted by telephone as aforesaid, an email will be sent to the winners to advise him/her of the process to be followed to accept the Prize.  Thereafter, the winners will have two (2) business days to accept the prize, produce to us a valid form of National Identification. Failure of the winners to accept the Prize within the time period aforesaid will result in the prize being deemed forfeited immediately.

The winners’ eligibility will be terminated if they decline the prize or fail to meet the requirements to claim it.

The winners releases and holds the Bank harmless from any and all claims, losses, injuries, or damages arising from their participation in this promotion and use of the prize.

Prize Restrictions

The prize is non-transferable and subject to change. It must be accepted as awarded.

Nullity and Modifications

The Bank retains the right, at its sole discretion, to alter or cancel this promotion at any moment without providing a reason, as well as to amend the terms and conditions. If there is a disagreement based on this Promotion, the Bank’s judgment is final.

Disputes

The Bank’s decision in all matters pertaining to this Promotion shall be final and binding.

Jurisdiction

These terms and conditions shall be governed by the applicable laws of Trinidad and Tobago.

These terms and restrictions solely relate to this offer; they do not apply to any other promotion or programs run by the bank alone, or to any promotions or programs run in tandem with the bank and other organizations or brands.

This promotion is approved by the NLCB.